Business Property And Casualty
Covering Your Business From Every Angle
Customized Business Risk Coverage Expertise
At Panorama, we will help you develop your own unique innovative risk management program that provides appropriate coverage without sacrificing your ability to pursue the business opportunities you want.
We can provide you with customized risk management options, including general business coverage, risk mitigation strategies, and self-insurance techniques. We are committed to safeguarding your company while giving you more freedom to achieve your business success.
Property And Casualty Insurance Services
Alternative Risk
Captives
Risk financing
Risk-retention groups
Wrap-ups/OCIP/CCIP
Auto
Business auto
Transportation/logistics
Trucking
Aviation, Hull & Marine
Hull and liability
Yacht and vessels
Casualty
Environmental
Excess/umbrella
General Liability
Product Liability
Executive & Financial Lines
Crime: employee dishonesty
Cyber liability
Directors and officers
E&O (professional liability)
Employment practices
Fiduciary liability
Ocean & Inland Marine
Builders risk
Installation floater
Motor truck cargo
Transit
Personal Lines
Earthquake
Fine art and jewelry
Flood
Homeowners
Personal and collectible auto
Private client
Property
Boiler and machinery
Business income
Commercial and habitational real estate
Deductible buy-back
Difference in conditions
Earthquake
Risk Consulting
Mergers and acquisitions
3rd party risk manager
Compliance
Risk Management
Claims management
Disaster recovery
Loss projection and trending
Safety and loss control
Surety
Commercial
Contract
Energy
Miscellaneous
Tax
Workers Compensation
Guaranteed cost
Large deductibles
Professional employer organizations
Strategy and Expertise
Strategy
Risk management goes far beyond simply purchasing insurance. We analyze your organization’s assets and liability then work with you to develop individualized programs aligned with your unique risk tolerance and overall business strategy. We offer ongoing advice on available coverage options, gaps in coverage and policy renewals. And we provide proactive support to help you make timely adjustments to meet constantly changing business needs and regulations.
Expertise
With Panorama, you have access to a team of experienced brokers with diverse backgrounds, from loss prevention and risk control to claims adjusters, attorneys, and financial analysts. Experts in the identification and quantification of risk, we deliver a bespoke approach to each line of coverage and apply our innovative ideas toward a strategic plan to yield maximum results. We are your advocates, from risk assessment, to quote, to claims resolution.